10 Best Expense Tracker Apps for iPhone and Android
Dec. 15, 2020Most expense tracking apps let you set up a budget with a clear goal about how much money you wish to save. Once you have created a custom budget based on your spending, the app provides you a clear view of your total spending and also warns you whenever it finds you going overboard with your spending.
Spending trackers even allow you to link all of your accounts so that you can manage everything from one spot – without having to hop from one place to another, and spend plenty of unnecessary time. With the bill tracker, it makes sure you remain in the loop about the upcoming bills so that you won’t have to pay a hefty fine.
On top of all, these expense tracking apps also provide deep insight to help you sort out your financial mess and boost your saving big time. Now that you have got a fair idea about their modus operandi, let’s get started with the top spending trackers for iOS and Android on the right note!
If an easy-to-use andsmart personal finance assistantis what you are looking for, “Wally” is the one I would recommend you to try out. The expense tracker lets you set a budget depending on your goal. And then, it helps you keep a track of each and every expense, ensuring you don’t miss out on the things that matter.
Probably the best part about Wally is the ability tosync all of your accountsand keep a tab on them right from one spot. With a clutter-free dashboard, the expense tracker makes it incredibly straightforward to take a close eye on the account balances.
Notably, it provides up totwo years of in-depth insightsabout your spending patterns so that you will be able to figure out the areas that need to be addressed with more attention. The presence of interactive pies, bars, and line charts allow you to dive into every subtle detail and spot the grey areas. Overall, Wally is one of the best expense tracker apps for iOS and Android for managing finance with ease.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
Spendee is a neat budgeting app that promises tocut down all the unnecessary expensesand enable you to save more money than ever before. And from what I can tell after giving it a shot, I must say that it has got the features to keep an eye on spending and preventing it from going overboard – without breaking any sweat.
The expense tracker features an intuitive interface that is fully customizable. Thus, you canset a budgetas per your needs and set the target to achieve at your own pace. Spendee analyzes your expenses and automatically organizes them so that it’s easier to track each spending type.
Thanks to theinfographics, detailed graphs, and insights, you will be able to get a clear picture of how you are spending your money. What’s more, it features adark modeso that you can check your expenses without burning your eyes in the night.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
Should you wish to go for afully-featured personal finance assistant, Pocket Expense could be the right answer to your needs. For a more simplified expense tracking experience, the app lets you sync all of your accounts and manage them without having to move from one account to the other. With the daily, weekly, monthly, and yearly stats, the app ensures you have a transparent perspective about your spending.
With therecurring and non-recurring budget, it keeps finance management straightforward. Moreover, you can move funds from one budget to another and set custom alerts to never miss the due bills. Thanks to the calendar view, you will be able to glance through essential things with the utmost ease.
Pocket Expense also provides a trustedpassword protectionfeature to stop unauthorized access. Plus, there is an option to back up all the data and restore it without any pain. To sum up, it’s a highly-rated expense tracker that can play a good part in boosting your finance.
Key features:
Install:iOS(free, offers in-app purchases)
Touted to be the number one personal finance and budgeting app, Mint is second to none when it comes totaking control of expenses. To get going, you can set your financial goal based on your requirements and use the actionable insights to reduce unnecessary spending and save more money than ever before.
Depending on the goal you have set, Mintoffers personalized tipsto help you nab the culprits and get rid of them. One of my favorite features of this app is the efficient bill tracker that plays a vital role in managing recurring expenses. And with the bill pay reminders, it keeps you in the loop about upcoming bills so that you don’t have to pay a fine.
Another notable feature of this app is themoney trackerthat provides a quick view of your account balances, budgeting, account balances to keep you in complete control. Not to mention, Mint also provides your credit score in order to let you know how well you are performing in the credit department.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
While Spending Tracker may not be afeature-packed expense tracking app, it’s got you covered with all the easy-to-use tools that can let you monitor your spending and cut down the not-so-smart expenses. The app has a clean interface and lets you track your spending weekly, monthly, or yearly. Based on your target, you canset a fixed budgetand track the spending.
Spending Tracker showsa summary viewof all of your spending progress, therefore you can take a quick glance at the expenses without needing to dig deep. It allows straightforward transaction entry and also offers you the flexibility to repeat/export transactions.
What I love the most about this app is the option to choose a specific icon for each category, which adds a bit of personal touch to the mix. And with aninsightful visualization, it offers a bird’s eye view of how your money is spent. Thus, tracking down the shortcomings to get rid of extra expenses becomes a tad easier. In a nutshell, Spending Tracker is among the top expense tracker apps for Android and iOS.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
If you find budget planning an inconvenient affair, you shouldn’t miss out on Money Lover. The app lets you set up your budget with ease and alsocreate several sub-categoriesso that you can monitor both extravagant and minor spending.
Courtesy of the tailored advice, it enables you to manage your budget wisely and also track down the things that must be avoided to double down on the saving. Notably, it also featuresa built-incalculatorto help you carry out calculations pretty fast. For a hassle-free tracking of the total spending, Money Lover allows you to link your bank accounts and keep a tab on each transaction right from one spot.
With thebank accounts report, it ensures you remain informed about your expenses and in complete control of your money. Even in terms of security, Money Lover is on par tanks to the bank-level security that offers the high-end safeguard to your sensitive information.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
Moneyfy is the sort of expense tracker that seems complete in more ways than one. For starters, the app provides one of themost detailed chartsthat are designed to offer thorough insight into your spending. So, whether you are willing tobump up your savingor get rid of all the overspending that has been hurting your finance, you can count on it to sort out your financial mess and put things back on track.
Features like tracking recurring records, multiple currency support, and the built-in calculator have got you fully covered. And withthe detailed reports, it keeps you in the know about your money spending. Not just that, it also offers pro tips to prevent you from overspending.
Furthermore, Moneyfy supports bothGoogle Driveand Dropboxto let you synchronize your data and make it accessible across devices. If you don’t want anyone to get inside the app without your permission, you can enable a strong passcode to ward off unauthorized access.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
If you are hunting for more than just a simple expense tracking app for your iOS or Android device, Expensify deserves to get your attention. With Expensify, you cantrack your business,personal expenses, scan receipts, and even your book travel. Thanks to the integrations with several accounting apps including QuickBooks, Xero, NetSuite, Sage Intacct, and more, it enables you to manage your expenses with better control.
The custom report exports, insightful tracking, andadvanced tax reportingplay a vital role in keeping you aware of the things that you must do to boost your finance and also nab the downsides that are obstructing it from reaching the full potential. ThePCI-compliant securityworks as the essential safeguard to keep your sensitive information protected from the prying eyes. Putting everything into the right perspective, Expensify is a versatile expense tracking app for Android and iOS.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
As someone who prefers a simplified experience, I have found Money Manager up to the mark. There are the reasons why it’s worth giving a serious look. First and foremost, the app featuresa neat calculator functionto let you quickly do your maths. Second, it allows you to manage all of your accounts from one place and also offers the flexibility to set up as many sub-categories as you need.
Third, the Money Manager supports multiple currencies and provides a calendar view of all your set rules. What I have found really handy in this app is theproficient credit card managementthat allows you to view the payment amount, outstanding balance, and even connect it to your bank accounts to record expenses automatically.
Even better, Money Manager sorts expenses by receipt so that you canview the information graphically. And if you never want to lose important data, you would appreciate the useful backup and restore functionality.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
Last but not least, Wallet is a proficient personal finance app that you can use to manage your budget. The app offers aflexible budgeting systemto let you set one time or recurring budgets. Based on your needs, you can combine several categories and keep a tab on them. Furthermore, it automatically syncs transactions with your bank and also keeps you in the loop about each update.
Another feature that makes Wallet a great asset is aninsightful reportwith easy-to-use graphs and financial overviews. Thus, you can check out the state of your finances, credit and debit cards, cash, and more. What’s more, Walletsupports multiple currenciesand provides a seamless cloud synchronization to keep your data secure and easily accessible across devices.
Long story short, Wallet is an able personal finance assistant that can let you manage your spending with the desired control.
Key features:
Install:iOSandAndroid(free, offers in-app purchases)
Top Expense Tracking Apps for iOS and Android (Free and Paid)
So, these are the best spending trackers that can play a vital role in enabling you to manage your expenses with better control. Thanks to in-depth reports and actionable insights, they can keep you fully informed about how your money is spent. And with the pro advice, these expense trackers can also help you find ways to reduce unnecessary spending and bolster saving.
By the way, which is your favorite spending tracker? We would be glad to know your favorite personal finance assistant in the comments section below. Besides, if you know any other apps that work well in boosting saving by enhancing finance management, tell us about them as well.
An old school bibliophile who turned a tech nerd out of obsession. When he is not digging into hacks and tracking down stories that are breaking the internet, you may find him reciting poems.
